High Performance Habits by Brendon Burchard – Book Summary & Review

High Performance Habits - Brendon Burchard Book Review and Summary

High Performance Habits in One Sentence (ish)

Being a high performing individual in ANY walk of life can be broken down into specific habits. Six, in fact.

My Five Main Takeaways

  1. Habits don’t have to be as specific as “drink 654ml of Green Tea…through your left nostril, in exactly 72 seconds.”
  2. Some habits count more than others, so it’s worth paying attention to what you focus on.
  3. There are no life hacks. The long way IS the short way. Get over it.
  4. There are probably only five big moves you need to make to succeed at any goal. Figure them out and get to work!
  5. Typing “HP” instead of “High Performance”, or “HPs” instead of “High Performers”, is a short cut worth taking when typing up a book summary about high performance.

The Review

OK, so when I got this book I was expecting another one of those books with super-specific habits – the kind that tell me I HAVE to get up at ridiculous o’clock, immediately meditate, drink a tea made of cats urine and then journal for 30 minutes – that kind of thing.

I was pleasantly surprised.

No, it’s far, far broader than that and, I know that you’re thinking…

…You’re thinking that, instead of a useful book, offering specific and actionable advice, it’s going to be one of those vague and fluffy books, but it’s not.

It’s so not that at all.

Sure, habits like “generate energy” and “raise necessity” sound vague, but the book breaks each habit down into 3 specific practices, with ideas (or “performance prompts”) as to how to integrate them in your own life. You’ll get really specific techniques on how to activate these habits, no matter what area of your life needs a bit of attention.

It’s a meaty book too and clearly based on a truckload of science. There are masses of research referenced at the back of the book, and this gives the book a credible feel. You know that it hasn’t been hurriedly written in a week, outsourced to someone else to do or written just for the sake of writing it. There’s a lot of work here and it feels like a book, written by the author (that sounds weird, reading it back, but I think you know what I mean).

It’s the kind of book you’ll find yourself going back to. There’s just so many ideas in here and you’re never going to be perfect in executing them.

Like a good (or bad) plate spinner, you’ll find yourself working on different things at different times and occasionally need a refresher when plates start smashing.

Habits are a work in progress – something we’re always looking to get better at and this idea of never-ending improvement means that there’s always something new to try to step up your game.

You’ll find a summary of the main ideas below. These are just MY takeaways for the book, so, if you read them and think the book would be of use to you, I’d advice you to go buy it. The book gives you to his website, with lots of tools, forms and templates you can use for each of the various habits.

As previously mentioned, each chapter has several sections of “performance prompts” – questions you can use to form the basis of your own development; to help guide you into getting the most from the habits. I’ve not mentioned these in the summary below, as these are more practical exercises and, if you really want to benefit from them, you should get the book. It’ll be well worth it.

Summary of High Performance Habits

Why do some individuals and teams succeed more quickly than others?

Why are some successful people miserable and others happy?

What motivates people to reach higher levels of achievements and what kind of habits get them there faster?

High performance is not dependant on age, race, education, income or anything like that.

High performance is not achieved by a person, but rather by a set of practices and practices, and not all habits are created equal.

What’s achievable isn’t always what’s important.

How would you really like to live?

Don’t be certain – people who are certain aren’t open to new ideas or learning.

Much better to be curious instead.

Tools cannot replace wisdom. High-performance habits have more impact than technology.

High performance – succeeding beyond standard norms, consistently over the long term.

High performers do better for longer periods – they make an impact.

HPs have multiple skill sets and lead others to success.

To reach HP in a career, you must develop competence in other areas that touch that career.

You can’t exceed the norms if you are driven into the ground.

It’s about creating a HP life – a life full of positive emotions and relationships.

HPs are more successful, yet less stressed, than their peers – they cope better and are less affected by distraction, fatigue and overwhelm.

HPs love challenges – they look forward to trying new things and they believe they have what it takes to figure stuff out.

HPs are healthier than their peers – they’re more energised – mentally and emotionally.

HPs are happy. The six habits in this book will increase your life happiness.

HPs are admired.

HPs get better grades and reach higher positions of success.

HPs work passionately regardless of traditional rewards – they work hard because of necessity, not financial reward. They’re in it for the meaning.

HPs are assertive (in a good way). They have the courage to share new ideas and express their real thoughts.

HPs see beyond their strengths – they explore what needs fixing and become the person to fix it.

HPs are uniquely productive – they produce more quality output. The main thing is to keep the main thing the main thing. Focus on meaningful output.

The HP6 – clarity, energy, necessity, productivity, influence and courage – each of these is learnable and applicable in all areas of your life.

The habits that really count aren’t unconscious, like breathing, they’re deliberate habits, so you need to continually focus and monitor them.

Deliberate habits don’t come easily – this is a good thing. It keeps you sharp.

Ease is not the point – growth is the point.

HPs never stop consciously conditioning their habits.

The journey to greatness often begins when we stop looking for comfort and certainty and open ourselves up to challenge and contribution.

The skills and strengths you have now probably aren’t enough to get you to the next level, but that’s OK.

There’s work ahead, so don’t let anyone discourage you from the journey.

It’s OK to want more.

You can still fail, even when you know all your traits and do all those personality tests.

Hard work, passion, practice, resilience and people skills are often more important than IQ, raw talent or where you live.

Success is a specific set of practices. All you need to do is start doing HP practices.

It all boils down to six habits. Each is powerful on its own but combined they have a multiplier effect.

To succeed you must:

Seek clarity on who you want to become, what you want and what meaning you want to bring to the world.

Generate energy – so you can maintain focus, effort and feel good. You need to be on your A game.

Raise the necessity – experience the reasons that you MUST perform well.

Increase productivity – focus on PQO and minimise distractions (SQUIRREL!).

Develop influence – make people believe in you to support your efforts.

Demonstrate courage – express your ideas and thoughts fearlessly.

Without the HP6, the most gifted person would fail.

Effectiveness does not come with focusing on the easy stuff, it’s how we meet the harder challenges.

You’ll have to grow and stretch as a person.

What we do with what we have is more important than what we have.

Improvement in one habit lifts all the others too.

HPs report feeling full engagement, joy and confidence.

They enjoy being immersed in what they are doing, enjoying it and have the confidence to know they can figure stuff out.

High Performance happens because of what you deliberately think and do to excel.


When some achievers know there is another level, but they feel uncertainty over changing what is already working – they don’t want to mess up a good thing.

If you don’t get clear about who you are, and what you want, things will unravel.

You get dissatisfied and this begins to spread at home and in relationships.

Excitement, joy and confidence are gone.

Clarity is how you think about tomorrow and what you do to stay connected to that NOW.

HPs have a good grasp of who they are, what they want, why they want it and what they find fulfilling and meaningful.

You don’t “have” clarity – you create it.

It’s not a flash of inspiration, you need to ask yourself questions and explore. Try. Test.

Lack of clarity leads to negative emotions.

You need to have unambiguous and challenging goals.

The more clarity you have, the more likely you are to get stuff done.

HPs focus on the future and know how they will achieve excellence. They know who they want to become and have a plan to get there.

ENVISION THE FUTURE FOUR- Self, Social, Skills and Service

SELF – HPs sculpt themselves into stronger, better people. They know what their best self looks like and act like that NOW.

Be more intentional about who you want to become.

Identify three aspirational words that describe your future self and remind yourself of these several times a day (maybe a phone alarm).

SOCIAL – HPs know where they want to be and they know how they want to act with other people.

HPs anticipate positive interactions with others and go out of their way to create them.

“How do I want people to remember me?”

“one day” = “never”

It’s about quality interactions, not quantity.

SKILLS – HPs know the skill they need to win in the future.

They block time to learn those skills.

They have a specific field of interest and they actively pursue it.

They build skills.

Look to the future. Identify the skills you’ll need to succeed and develop those skills.

You must clarify what skills you will need.

SERVICE – HPs care about the difference they make to the world, and to other people.

People underperform when they get disconnected from their contribution to the future.

What will provide the most value to those you serve? What’s relevant? How will you be different? How can you exceed expectations?


What is the primary feeling you want/need to bring to the situation? What feeling do you want to get from this situation?

You can define whatever feelings you’re experiencing.

Emotions are different from feelings.

Emotions happen without much conscious thought – they are largely automatic.

You can change your feelings, regardless of what emotions you’re experiencing.

Instead of allowing the emotion to control your feelings, you can ignore it, experience it or control your behaviour.

Over time, your brain will habituate this behaviour.

HPs generate the feelings they want.

It’s when we stop being conscious of our feelings that we get in trouble.

Choose how you want to feel in every situation.


Not every mountain is worth the climb.

We need something to strive for. We need meaning.

Link enthusiasm with meaning.

You can’t be meaningful when you’re socially isolated.

HPs feel their work has more meaning when in a peer group that challenges them.

Passion + Growth + Contribution = Personal Satisfaction

Enthusiasm + Connection + Satisfaction + Coherence = Meaning

You need to bring more conscious thought to what you find meaningful.

Learn the difference between busy work and your lifework.

You have to have a vision for yourself in the future. You have to know how you want to feel and what you find meaningful.

Greater clarity leads to consistent action (good action) and then, HP.


It takes energy to succeed over the long term.

Energy leads to passion, stamina and motivation.

Physical, mental and emotional energy.

Low energy = low performance.

Low energy pervades all of your life.

The more energy you have, the more creative and assertive you are, and the more likely you are to succeed in your field and also be happy.

Married people have more energy.

Stress is the ultimate energy killer.

You can generate energy…and joy….and love….and motivation etc.


Master transitions

After finishing an activity, stop…relax…close your eyes and break from it.

Before you start the next thing, ask what kind of energy you need to bring to it, what you need to do and what your intentions are. Be intentional.

The positive effects of meditation extend to periods outside of meditation.


Bring more joy into your daily life.

Positive emotion is one of the greatest predictors of a good life.

HPs are happy and grateful about their craft and challenges.

Joy gives HPs energy.

You are in charge of your emotional experience.

HPs will themselves into positive states.

You can set up mental triggers to help prime positive emotions (“while I’m waiting for my coffee, I’ll think of three things I’m grateful for”).

Self-talk – talking about yourself in the second person can be more powerful, can’t it John?

You can give difficult emotions names – externalise them – here comes “Anxious Allan”.

Gratitude is the granddaddy of all positive emotions.

You need to generate joy, to create moments of it in your life. It’s your choice.

You do this by how you think, what you focus on and how you engage with life.

“How would my best self handle this situation?”


Exercise – work out more.

Nutrition – eat healthier food.

Sleep – get 7 to 8 hours.

Poor sleep is the worst, just get some bloody sleep.

Physical inactivity is one of the leading causes of negative health outcomes.

Healthy habits buy you back time by increasing your energy and productivity.

How you see the world is dependant on your state of mind and energy level.

You need to exercise.

Exercise improves learning and decreases stress.

People who exercise more have less depression.

Overeating is short-term gratification over long-term health.

Don’t use meals to push down negative emotions.

If you feel bad, move.

Do what you know you should be doing to improve your health.

You need energy to feel good.


“A warriors destiny is greater than his wounds.”

Necessity makes great performance a MUST, not a preference.

It DEMANDS action.

When the emotion of necessity doesn’t exist, no tactic or hack can help.

Necessity – identity, obsession, duty and urgency.

You need high personal standards and a commitment to excellence.

Your identity drives you to succeed, not necessarily the enjoyment of the task!

Self-monitor to check your own standards.

If you don’t set a goal and track your progress, you’re almost sure to fail.

How are you going to check in on whether you’re living up to your personal standards?

Be willing to address your faults and weaknesses, but don’t be too critical.

Choking is rare for high performers because they operate at a high level of necessity.

If you’re underperforming, set higher standards, monitor yourself and look at your own level of performance.

Sometimes the fastest way to get back into the game is to expect more of yourself.

Tie your identity to doing a great job.

Set difficult goals. You are stronger than you think. Make your dream a necessity.

HPs are deeply curious people.

HPs focus longer and harder on their craft.

When you’re passionate about what you do, people understand. When you’re obsessed, they think you’re mad.

Obsessions are tied to your identity.

Are obsessions unhealthy? Maybe, but “normal” isn’t always healthy either!

Experiment. Geek out. Try things and go deep.

HPs are pulled to HP, not pushed.


We often do more for others than ourselves.

If you’re not performing well, ask “who REALLY needs me right now?”

HPs realise that serving others and fulfilling their role is part of the process.

The drive to serve others keeps us performing at a high level.


Nothing motivates action like a deadline.

HPs are always moving towards important deadlines.

Not false deadlines – imposed on you at random by other people.

HPs do what matters when it matters.

All deadlines are social deadlines – they affect other people.


We change and improve only when we must.

When it gets difficult, remember your purpose/cause/big why.


“Who needs me most on my A-game right now?”

Give all your effort on a singular focus.

HPs are all in on the game. They want to be known for the game.

Immerse yourself in activities that force you to stretch.

Put yourself in situations that make you good (flow).


HPs confidently assert their goals to others. This both validates and affirms them.

HPs can be introvert and extrovert.

It’s about the WHY not the HOW – HPs are open to processes and ideas to get there.

Affirm using affirmations (that’s why they’re called ‘affirmations’).

Use intrinsic rewards (helping others), rather than extrinsic (think of the money!).

Remind yourself of the goals you’re chasing.

Affirm publicly for social pressure (accountability)


Spend more time with successful people.

Get around people that will hold you to REALLY high standards.

Jim Rohn – “You are the average of the 5 people you spend the most time with”.

Expertise and happiness occur in groups. Be part of the right groups.

Believing you can get better is more than half the battle – it’s more important than social or cultural factors.

You don’t have to boot all toxic people from your life. Their attitude to you has nothing to do with you.


Focus on building a positive peer group.

Find more awesome friends, volunteer, play sports, get a mentor or just become so bloody awesome that successful people seek YOU out!

Tony Robbins – Raise your standards.


Become so hungry you have to succeed – there is simply no other choice.

Why must I do this?


Busywork does not equal your life’s work.

HPs deliberately plan their days, projects and tasks. They are also far more productive.

If you’re productive, you’ll be happier, successful and confident.


Productivity = set goals and maintain energy and focus.

Bringing joy to your life can boost productivity.

You have to maintain focus.

Distraction = bad.

Don’t multitask and remember the switching cost of moving from one task to another (don’t do this).

Information overload = demoralisation and low-quality work


A balanced life IS possible, but you need to be conscious of it.

The biggest mistake = thinking it means spending equal time at work and home.

It’s about quality. And intent.

Rather than balancing time, balance progress in your key life areas.

Once a week, rate each area of your life, from 1-10 and pay attention to where you’re coming out of balance.

Pay attention to your feelings.

If your work isn’t meaningful, you’ll ALWAYS feel out of balance.


It’s OK to take a break.

Taking breaks leads to better productivity.

Have a break every 45-60 minutes. The aim is to recharge your mind and body.

Slowing down means you work faster…and better.

Get up, move around and step away from the email.


What really matters in your industry?

HPs master prolific quality output.

They produce more than their peers – that’s how they become effective.

What is your “relevant PQO”?

What are you supposed to produce? Work on that.

Really hone in on your PQOs.

Spend at least 60% of your work time on PQOs.


Just get to work!


The aim is to progress with purpose.

Strips things down to the essentials and do deep work.

Have a unifying trajectory to all of your work, otherwise, you’ll achieve lots of little things and no big things.

The become a HP, you need to plan before you act (just not too much).

“If there are only five major moves to make your goal happen, what would they be?”

It doesn’t matter if you know HOW to do these five moves, just that you know them.

Break these down into deadlines and tasks. Now you have a plan.

Put the plan in your calendar and get to work!


To become more productive, become more competent.

Master the key skills.

What 5 skills (general or specific) do you need to win the future in the next 3 years?

EVERYTHING is trainable.

A growth mindset, grit and deliberate practice = progressive mastery.

Repetition rarely leads to high performance.

10 Steps to progressive mastery.


Stop doing things that don’t have any impact.


Giving does not influence scores.

Nor does creativity or personality.

It’s your perception of yourself – you have to believe that you are a high performing person.

More influence = better life.

Influence = the ability to shape other’s beliefs and behaviours.

You can always develop more influence.


Most people don’t ask for what they want – they underestimate (drastically!) the ability, and willingness, of others to engage and get involved.

People say yes 300% more often than others would guess (we are TERRIBLE at guessing when people will say YES).

Gain influence by making more requests (get better at it).

Ben Franklin approach – if you want people to like you MORE, ask THEM to do YOU a favour.

The more you ask, the better.

People support what they create (or help to create) – they have skin in the game.

Ask and ask often.


Giving to others, with no expectation, increases success.

HPs enter every situation looking to help others.


Appreciate (sincerely) those you wish to influence.

Become their champion.


People who influence us the most shape how we think – they make us think differently about everything.

They also CHALLENGE us to be better.

They also serve as ROLE MODELS.


You want your people thinking about – themselves, other people and the greater world.

Be aware of how you want them to start thinking about themselves, or the world.

Be a great example. What credo are you living your life by? Is it good enough to pass on to your kids?


HPs love challenge and they challenge others and push them to get better.

Intent and tone count for a lot – you have to do it right, and from the right place.

Respect and honour.

Some people may not like this, or want to get better. That’s OK.


HPs give direction on values.

You can be indirect with this (“How would your best self deal with this?”).


Challenge others to improve how they deal with other people.

HPs call out bad behaviour.


Challenge others to add more value or be generous.

Think about the future when challenging someone to create something meaningful.

Challenge specifically – specific people get specific challenges.

People support what they create.


Role model what you want from others.

Think about the valuable role models you’ve had. What can you do to emulate that?

“What if our real ability to be truly influential is our ability to be influenced?”

Ziglar – “You can have everything you want in life if you’ll just help enough people get what they want.”

HPs are role models, not manipulators.

Dark times give you the opportunity to be the light.

How well will we inspire the next generation to be role models?


The kind of courageous acts you are proud of at the end of your life are those where you faced uncertainty and REAL risk – where the stakes mattered, where you did something for a cause or person beyond yourself, without any assurance of safety, reward or success.

More courage = higher scores on other habits.

Courage is a cornerstone habit.

Take action despite the feeling of fear.

Courage is hard to explain, but it’s like a skill – anyone can learn it (you did remember that “everything is trainable”, right?)


Courage is resistance to, and mastery of, fear, not an absence of it – Mark Twain.

Courage can lead to fearlessness (jumping out of a place can eventually feel routine).

The more experience you have facing fear, the less stress and fear you feel.

Start living a more courageous life NOW – whatever that means to you.

Courage is contagious.

HPs have a bias towards ACTION.


Action wakes your heart.

It’s never too late to change course.

Don’t complain, ACT.

What does living courageously mean to you?

What action would your future self advise you to take right now? How would he tell you how to live?


One act of courage is more powerful than 100 vision boards!

Character and strength – the two key ingredients for courage.

We have to get better at dealing with life’s challenges.

Start seeing the struggle as growing our character (a good thing!).

There are no hacks – the long way is the shortcut.

Hack = action with less courage.

If we keep looking for the easy, how are we ever going to do anything hard?

Excellence requires hard work and discipline.

No one who achieved greatness avoided struggle. They knew it made them stronger and better.

The struggle is necessary. You can’t have progress without it.

“What is the next right action for me to take RIGHT NOW?”

Embrace the suck. You WILL make it through.


Not much can be done without disturbing someone or something.

Revealing yourself to the world brings a lot of risks.

Don’t bother trying to appease doubters, or trying to gain approval.

Live a life that’s yours.

You need no permission.

Judgment and criticism are signs you’re aiming for great things.


Don’t play small, especially to placate others around you.

Be honest and true to yourself – no one wants to connect with a fake person.

Show the world the REAL you.

No one can release your full power but you.

Is your life about fear or freedom? One is a cage, the other is courage (there has to be a pun there!)

Holding back will prevent the right people from coming into your life.

Strive for growth – an extraordinary life.

Reveal a bit more about yourself each day.

Share your thoughts, goals and feelings about things.


“This is not the life I want for us. They deserve better.”

Fighting to earn what someone you love deserves will keep you focused, intent and functioning at a high level.

We do more for others than ourselves. Especially noble causes.

Start looking for things/people that you REALLY care about.

Stand up for something NOW.


Life doesn’t get easier – you get stronger, so trust in yourself and lean forward.

We always remember our truly courageous acts.

Get rid of the good to make way for the great.


Don’t think that you’re better, more capable, separate or more important than others.


When things are going well, you can think you’re better than others.

Superiority has no place in a healthy mind.

You’re probably already guilty of this, just a little bit.

Superiority draws us off track one degree at a time.

If you ever feel like the world can’t understand you, it’s time to pop your bubble. Someone, somewhere knows exactly what you’re experiencing.

You’re probably not the first to experience what you’re experiencing, good or bad.

There is nothing new.

Their lack of understanding only grows in your silence.

People can understand your struggle, even if they haven’t experienced it.

HPs don’t think they are at “the top” – they think they’re just getting started.

HPs are just a few steps on the path to mastery.

Mastery takes time, exposure and deliberate practice.

Don’t judge others as below you or separate from you.

Everything is trainable, so ANYONE has the potential to succeed at a high level.

You were once a mess, or did you forget that already?

Certainty = insufferability.

Certain people are not curious and not interested in learning new things.

The first step in the superiority trap? When you start seeing others as wrong or inadequate.

Stay humble.

Humility is a keystone virtue.

Stay humble by Seeking other people’s opinions and ideas, hiring a coach, developing and maintaining a regular humility practice, be grateful and spend time reflecting.

You’re aiming for – humble, effective and respectful.

It doesn’t matter if YOU think you’re acting superior, what counts is what OTHERS think.


HPs feel more satisfied than low performers.

Satisfaction must accompany striving.

If you’re never satisfied, you’re never at peace.

Dissatisfaction is disconnection, saps performance and causes you to obsess about the negative.

Obsessing over the negative leads to anxiety and all other related bad things.

Seeking excellence and experiencing satisfaction are not mutually exclusive.

It’s not about “settling”, it’s about taking pleasure in what “is”.

Dissatisfaction doesn’t help you succeed – you succeeded despite it.

Satisfaction leads to flow and greater potential.

Play is crucial to creativity, healing, happiness and health.

Avoid dissatisfaction by reminding yourself of the big picture – life is short.

At ANY moment, you can take a deep breath and give yourself some love and kindness.

Allow yourself to spot the wins and give yourself a pat on the back.

Strive satisfied.


If things are going wrong, look at what you’re offering to others and the spirit in which you’re offering it.

Mastery in one area of life can lead you to take your eye off the ball in another area, so can busyness.

These things can creep up on you slowly – so you don’t see it.

HPs place the blame for neglect on their own shoulders, not other people.

Blind focus, persistence and hard work can lead to neglect if not applied to all areas of your life.

Avoid being oblivious by paying attention – have a weekly review, looking at all areas of your life (SEE HABIT 1 – CLARITY).

Overreaching – trying to get more of more, for more’s sake.

Focus on the things that matter.

The main thing is to keep the main thing the main thing.

Slow down. Be deliberate and patient. And say “NO” more often.

Hustle and grind will burn you out.

Plan your day.

Say “NO” to everything in your mind first, then force yourself to justify it before saying “YES” out loud.

Strategic thinking – strip things down to the essentials.


“Why have I succeeded so far in life?”

“Am I still doing what made me successful?

Superiority, dissatisfaction and neglect are your enemies.

Humility, satisfaction and focus are your friends.


Confidence is the secret ingredient.

Better confidence = better HP6 habits.

More confidence is the gateway to having more of what we want in life.

You need confidence and HP habits.


HPs think about things that give them more confidence.


You have to believe in your ability to do a task, or at least be able to figure it out.

You’re not born confident – you GET confident.

Confidence also comes from the belief of our ability to learn in general.

HPs are learners and they believe that they can learn anything.

You have to show up consistently.

HPs feel the wins and learn the lessons from the losses.

Learn new things every week.


It’s hard to be congruent. Our identity can change from one life area to another.

HPs define who they want to be and start living as if they were that NOW.

Live how you want to become.

You can’t be congruent if you’ve never defined how you want to be.

“The person I really want to be in life is…”


Become interested in other people.

The more you work with people, the more you learn about yourself.

Less projection, more connection.

Learn new things, live in alignment with who you want to become and take a genuine interest in other people.

Ease is not the objective; growth is.


Seek clarity.

Generate Energy.

Raise necessity.

Increase productivity.

Develop influence.

Demonstrate courage.

Phew! That was a LOOOOONG summary to read (it was even longer to write!). If you read it all, go and put your feet up and enjoy a cup of tea (or maybe something stronger!)

If you’d like to buy your own copy, you can click anywhere in this sentence to be magically transported to Amazon, where they probably have like a gazillion copies, ready and waiting for you.

(in the spirit of honesty, I should tell you that all links in this review are affiliate links. That means that I receive a small payment should you decide to buy the book via the link. It doesn’t add anything to the price you pay, but  it will hopefully help me save up for that chocolate bar I’ve always dreamed of.)

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